
Dishonest money dwindles away, but whoever gathers money little by little makes it grow.
Proverbs 13:11
We tend to believe a common misconception that to be successful we have to take big “leaps” of faith. The Bible doesn’t talk about leaps. It talks about steps. Sometimes we’re looking for the next big thing, but daily, step-by-step consistency is the real key. Easy come, easy go, but steady diligence pays off (Proverbs 13:11).
A long time ago, I read that the first thing you need to do when you get paid is to give your tithe. Take the first 10% of your earnings and give it to your local church. Then, take the next 10% for savings and invest it, and then live off the remaining 80%. I think it’s a great formula. If your finances are tight, start by saving 1% and keep increasing the amount until you’re saving and investing 10%. You don’t have to be a genius with money to realize that a little discipline goes a long way. Of course, Proverbs 13:11 is both a promise and a principle, and it can also apply to other areas of your life. If you start taking steps, little by little, you will see growth and change!
Remember, integrity matters!
Simply put, there are two ways to make money and build wealth. You can rely on dishonesty, or you can stay completely committed to integrity. In Proverbs 13:11, Solomon drew a sharp contrast between the two. Dishonest money may seem to come more easily, but it never lasts. It dwindles away like sand running through our fingers. But honest money, gained through hard work and investment over time, grows. It provides security – not to mention a clear conscience.
Integrity matters – in your finances and in every other part of your life – because a moral breakdown is not a victimless crime. Dishonesty will deeply wound you and those around you. Unless you hold yourself to an ultra-high standard, you will walk through life with an emotional and spiritual limp.
Integrity matters – in your finances and in every other part of your life – because a moral breakdown is not a victimless crime. Dishonesty will deeply wound you and those around you. Unless you hold yourself to an ultra-high standard, you will walk through life with an emotional and spiritual limp. Fortunately, it’s not too late to correct course. If you’ve skimped on integrity in the past, now’s the time to come clean – to yourself, to others and to
God. Repair that chink in your armor today.
Fortunately, it’s not too late to correct course. If you’ve skimped on integrity in the past, now’s the time to come clean – to yourself, to others and to God. Repair that chink in your armor today. Remember, integrity matters!
In his book The Millionaire Mind, Dr. Thomas J. Stanley studied the habits of several hundred individuals with a net worth of at least $10
Dave Ramey- Integrity Matters
million. He really wanted to find out what makes the typical millionaire tick and uncover any common characteristics that contributed to their wealth.

Daily Reflections and Questions: Since money is often a delicate subject, pray together for God to grow you in this area every day and as you begin to do money His way.
Daily Prayer: “Father, thank you for your promises to me. I ask you to bless my finances and help me manage them in a way that honors you. In Jesus’ name. Amen.”
Simply put, there are two ways to make money and build wealth. You can rely on dishonesty, or you can stay completely committed to integrity. In Proverbs
Dave Ramsey